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Frances Ponick

Kaizen Credit Improvement: Fix mistakes in your credit reports

WASHINGTON, July 16, 2015 – You’ll regularly find advice about reviewing your credit reports all over the Internet. But how many resources provide you with specific advice about how to do it? We do. Read on for our success-guaranteed details. Successful, that is, if you follow our 5 easy steps. What to do when you ...

Getting credit reports: Improve your credit the Kaizen Way

WASHINGTON, July 13, 2015 – When checking on or looking to improve your credit image, the first thing you need to know is that there are three main credit-reporting firms that hold much of your credit fate in their hands. They are Equifax, Experian, and TransUnion. (Reminder: your credit report is not the same as ...

Continuous Process Improvement: Kaizen for personal finance

WASHINGTON, July 8, 2015 – The concept of Kaizen (kai = change; zen = good) was first put to use in the Japanese work world. Roughly translated as “continuous process improvement,” this key element in a competitive business strategy got increasing attention in the United States in 1986 with the publication here of Masaaki Imai’s book ...

Family holiday etiquette: Top Ten tips for (mostly) getting along

WASHINGTON, December 25, 2014 – Families know that holidays are different from daily life: the food, the presents, the crèche, the menorah, the piñata, lots of people and parties, and whatever else your family does that makes these days special heighten everyone’s emotions. But if everything is supposed to be wonderful, why on earth do ...