One year later: The rise and fail of ObamaCare


WASHINGTON, October 6, 2014 – We have now passed ObamaCare’s one year anniversary and what appeared to many as an overhaul of healthcare policy badly needed by uninsured Americans has resulted in buyer’s remorse over a plan that many realize is bad for U.S. consumers, insurance providers, employers, and seniors.

The Ohio Department of Insurance says Obamacare is pushing premiums up by 20-30% due to “essential benefits package” that features costly items such as coverage for drug addiction, birth control and maternity care.  For everyone.  Children to seniors.

Obamacare has hit the healthy worst of all as it puts everyone in the same pool meaning the healthiest will pay premiums that are equal to the premiums paid by the sickest among us. The individual conscience of their weight and activity levels now pays insurance premiums that are as high, if not higher, than a person who suffers from the results of morbid obesity, such as diabetes, poor heart health and inability to work.

Management Consultants Oliver Wyman said that putting all insured in one pool drives premiums by 40%.

Medicare providers are finding that consumers choosing to feed the kids, pay rent and car payments instead of costly premiums.

The Jones family of four with an income of $35,300 will be eligible for subsidies, but they will still have to pay $118 a month toward the premium while others, not eligible for subsidies will pick up the tab for the $11,090 benefit the Jones receive.

Consumers gained insurance and health coverage under Obamacare via Medicaid, meaning that one type of entitlement was traded for another, but no true reform has been realized.

Logically, since the coverage never really granted any type of insurance reform, consumers have found themselves back at square one fighting expensive and ineffective healthcare plans.

Obamacare leaves some 40 million people still uninsured and despite the billions spent to get people covered under ObamaCare, they might actually be in worse shape than they were with the plans they previously had.

ObamaCare has resulted in a new wave of cancellations of policies across the nation. Some critics, especially seniors, have expressed major concerns that they can’t keep their current plans and aren’t able to afford or revert back to their original plans, the very same plans the President promised they could.

In fact, insurance providers in some States have decided to drop the plans of some consumers including employers who might be dropped from the process, if they decide to not pay the premiums or not accept the exchanges for employees.

So if the American populace wanted to grade ObamaCare, where would we start?

Perhaps the country should review how many Americans have dumped their current coverage to attempt to reclaim their original healthcare plans. Overall, some States that chose not to expand Medicaid or even Obama care are now finding themselves in better financial circumstances, as it pertains to costs.

Those States that did accept the exchanges are finding their constituents that enrolled, now are receiving government subsidies and assistance, more than intended. Small business and manufacturers, located in those same States like New Jersey, New York and California have been forced to shift their workers from full to part-time jobs, increasing their prices just to break even in the market place.

About the best thing that comes out of ObamaCare is buyer’s remorse and understanding that ‘access’ to coverage doesn’t mean you actually can access it.

It would appear that if the nation were to grade Obama care it would receive a letter grade of D.

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Brandon Brice
Brandon earned a Bachelor's in Business Administration from Howard University, a Master’s of Science in International Affairs from Rutgers University and is currently completing his Executive Master's in Public Administration from Columbia University. Brandon has interned on Capitol Hill in the Office of former United States House Speaker, J. Dennis Hastert and served as a fellow with the Heritage Foundation and the United Nations. Brandon began his career as an Associate with National Urban League and later became a Senior Organizer for the Abyssinian Development Corporation being an advocate for seniors rights and at-risk youth. In less than two years Brandon was appointed to serve as the former Director of Education and African American Affairs for New Jersey Governor Chris J. Christie and was later appointed to the Port Authority of New York and New Jersey. Brandon currently served as a regular featured Columnist for the Washington Times and now is a Columnist for Communities Digital News. Brandon currently serves as Director of Resource Development for Veterans Empowerment Organization. Brandon has been featured as a pundit and policy analyst on Fox News, ABC News, NY-1's Inside City Hall, BET, CNN, MSNBC' and Grit-TV. Mr. Brice's articles and work has appeared on AM-New York, the Washington Post, the Washington Times and Brandon has given lectures at the Center for American Progress, Baruch College, Princeton University, the Harbor League, the National Black Law Students Association and the Alexander Hamilton Society in Washington, D.C. Mr. Brice received an award from the City of Newark for his work in community development and is a proud member of Alpha Phi Alpha Fraternity, Inc. Brandon has been featured as a guest political contributor on FOX News, Fox & Friends, Hannity, ABC, Inside City Hall, BET and Grit-TV. Brandon is a former blogger with MSNBC's the Grio and His articles and work has appeared on Time Out New York, the Washington Post, the Washington Times and Brandon has given lectures at the Center for American Progress, Baruch College, Princeton University, the Harbor League, the National Black Law Students Association's and the Alexander Hamilton Society.
  • Ocean Sprayz

    If Obama’s ideas about health insurance are so good, why is the IRS needed to force you to follow them?

    • KeepItReal

      Ocean Sprayz, you really need to get out more.

      The PPACA is functionally equivalent to the Swiss healthcare system which also has a ‘mandate’ that ALL must be insured.

      Your argument is preposterous. The same could be said here ‘If taxes were so good for the nation, why would they make you pay them?’. Of course, no likes to pay taxes but they support our infrastructure. And no one likes to pay premiums but they are necessary so that we have healthcare when we need it – and don’t depend on others by going into the ER for care then skipping on the bill.

      There are plenty of things that are good for us that we don’t want to do. Paying for healthcare is necessary (but sometime unpleasant and thus must be backed by the IRS tax penalty) so that we, as the Heritage Foundation put it back in 1989, show our ‘Personal Responsibility;’

  • Lee Christmas

    How many Americans will die because of Obama’s lies about Obamacare?